Budgeter doesn’t want to miss out on little treats

DEAR HARRIETTE: I recently started budgeting after realizing how much money slips through my fingers each month, especially on little treats like coffee runs, lunches out and takeout. When I added it all up, I was shocked at how much I’ve been spending without even realizing it. I know I need to be smarter with my money so I can save for my future goals, like building an emergency fund, paying off debt and eventually buying a home. The problem is that every time I try to cut back, I feel deprived. I don’t want to live a life where I never treat myself, and honestly, those small indulgences bring me joy in the moment.